Which sailboat Insurance?
We started comparing insurance options way too late. By the time we signed for the boat and had it in dry dock, we didn’t have any insurance. We began receiving most of the quotations, but not all. April Insurance We narrowed our list down to two insurance options and finally picked April, which specializes in nautical insurance. We received their quotation and thought it was reasonable. (We also checked them out using AI and forums.) We called them to proceed with the multi-risk quotation, but it didn’t work out as planned. They wouldn’t insure the boat without a survey! They could only offer us minimum civil liability insurance, which cost around 300 euros . We took it since we were still in dry dock and had just purchased the boat. They gave us the name of a surveyor located near our dry dock. We called him and found out that an insurance survey would cost 1,000 euros —almost the price of April’s full-year multi-risk quotation (around 1,200 euros). It would be an addition...